RMJ Capital

Bank credit: is it growing, and where’s it going?

Lenders have loosened purse strings, but some sectors are monopolising bank loans. Hence the clamour for more credit

Mortgage Loans: Stick With A Bank Or Go With A Broker?

It matters where you go for a mortgage. Who offers a better deal — a banker or broker?

Here's What You Need to Look For to Make Sure You're Not Being Scammed at the ATM

Is a personal loan for you?

Personal loans have surged in popularity, due in part to increasing consumer confidence and a growing array of online lenders to provide them.

How Home Prices Compare With Four Years Ago

There’s little debate that the housing market was in bad shape four years ago. But there’s considerable disagreement over whether the market is better off today.

How to Reinstate an Auto Loan after Repossession

If your car gets repossessed, you have three main ways of getting it back: reinstating the loan, redeeming the vehicle, or buying it back at auction. If it's allowed in your state, keep reading to find out how to reinstate an auto loan after repossession.

Peer-to-Peer Lending and Personal Loans — Are They Right for You?

Unlike traditional loans where a borrower applies for money at a bank or financial institution, peer-to-peer personal loans connect creditworthy borrowers directly with investors. Just like an unsecured bank loan, borrowers have to be upfront with what the borrowed money will be used for. Using the same analytics that banks use, Credit Sesame can help you find the best deals in peer-to-peer lending and personal loans…

The Pros and Cons of Personal Loans

Personal loans are a quick source of cash, but be careful how you use them.

Looking for a New Financial Institution? Consider These Factors First.

Choosing a financial institution is like dating. You establish a relationship with a bank (probably because your parents wanted you to) at a young age, and then it goes south. A “deposit was wrongly entered into someone else’s account” here, a “ridiculously overpriced checking account fee” there, an

You Ask, Grow Explains: What is a Financial Institution?

“What is a financial institution?” is a common question on search engines like Google.

7 Signs of a Personal Loan Scam

From lenders guaranteeing easy approval to not being registered in your state, learn how to spot personal loan scams and what to do if you fall victim.

4 Mistakes To Avoid When Taking a Personal Loan

Personal loans come with a higher interest rate compared with secured loans

Personal loan right for you?

From purchasing a vehicle to renovating a home to covering an emergency, we all have different financial goals. For those without the immediate funds to achieve these goals, taking out a personal loan can be the right way to go.

When Is The Right Time To Get A Personal Loan?

Getting a personal loan is easy: you simply have to compare the rates from different banks and get the one with the best interest rate. While applying for personal loan is easy, looking for the best time to apply for one is the hardest. How...

5 things to check before availing a personal loan

A situation when you find yourself in need of funds for fulfilling some of your personal need, in such case personal loan comes in handy.

What Are Seller Concessions In Real Estate?

Seller concessions are fairly common in real estate. There are positives & negatives for both buyer's & seller's. Find out what seller concessions are.

Personal Loans For Less Than Perfect Credit

Poor credit can keep you from landing a personal loan. Here’s how to impress lenders.

The 3-steps for financial institution and fintech collaboration

So you work at a Financial Institution and you are tired of being called a dinosaur, right? Don’t worry, we understand! Being innovative isn’t easy when there are billions of dollars in fines being thrown around every year from regulators. A huge success gets you a pat on the back, but any failure could lead …